Reading the Signs
Tuesday, September 30th, 2008
Money. What a complex little word that teeters on the edge of the abyss of hate and the shallowness of artificial love. It is the thread that is woven throughout our day-by-days and as we all know (US people especially) that the thread is fraying. But, I am not going to do a diatribe about the economy. There are enough other people doing that (and some doing it well). Instead, I am going to make the subject more personal.
Sure I could use more money (but couldn’t we all and there is the rub…when is enough enough?), but my topic today is more about receiving money than wishing for it.
For those who own their own businesses or run someone else’s, do you ever notice that occasionally there is some block that you need to overcome but don’t? It is the thing that most other businesses do and use successfully, but for some odd reason you rebel against it? It could be networking, advertising, changing hours, or, as in my case, accepting credit cards. Maybe it is the idea of the fees involved, the complications, the sheer paper trail. I just don’t know. And I am willing to state that I am hypocritical - I use credit cards for most everything and am miffed when someone does not accept them. Go figure.
But, like those in the more New Age lifestyles, I have begun to pay attention to the signs the universe is handing me. And the sign is clear (d–mit). It is not some spiritual awakening concept like be patient with the teenagers at the grocery store for they need compassion, too (well, they do). Nope, the sign says “accept credit cards.” Augghhhhh!!!! No longer do I seem to be able to get away with cash, checks, and pay-me-before-the-session-on-PayPal. Those days are over. It seems to be all about credit card processing.
I spent last week and yesterday, billing clients who came unprepared to pay for their sessions in the ways that I specified in advance. It was not just one. It was several - all in a row.
So, I am curious, how do you all handle being paid for your services?
This is not a problem I can go lightly into, I realize that. I have begun to compile a list of what I would need in a merchant account. These include:
- Minimal fees (none would be fantastic)
- Merchant services that I am not stuck with for a long period (if I hate it)
- Heck, a free credit card machine (after all, the company is making something off my services, I should get a little something something)
- And a free merchant service account
In doing a few moments of research, I discovered that OnlineChecks.com seems to offer these very qualities. Does anyone have any experience using this company? Am I missing anything?













